Free cash flow tools you can use today

Three ready-made files that do the setup work for you. Enter your email, get the download, and you will also receive the FlowHaxa newsletter, free, with one-click unsubscribe.

13-Week Cash Flow Forecast

See a cash shortfall weeks before it arrives. Enter what you expect to collect and pay, and the sheet flags every week that dips below your cushion.

Excel or Google Sheets (.xlsx)

Get it free

Invoice Follow-Up Template Pack

13 ready-to-send messages for every stage of a late invoice, a phone script and a tracking log. Get paid without damaging the relationship.

Word document (.docx), works in Google Docs

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Sinking Fund Planner

List the costs you know are coming. The planner turns each one into a monthly and per-paycheck amount, then tracks what you actually set aside.

Excel or Google Sheets (.xlsx)

Get it free

Want guidance first? Start with the small-business cash flow guide or the calculators.